Top 0% Credit Card Offers for 2020 and more!

The top credit cards offer 0% Credit Cards, cash back, free travel, and more. We’ve researched the current offers and listed the best credit cards of 2020 by category.

Now you can compare cards side-by-side, plus get info about rewards, points, interest rates, and how to apply--all in one place.

Carrying the right credit card(s) for your spending habits is the smart thing to do.

Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

CompareLowRates has partnered with CardRatings for our coverage of credit card products. CompareLowRates and CardRatings may receive a commission from card issuers.

10 Best 0% APR Credit Cards | Zero Interest Up To 15 Months

Check out our list of the top offers for 2019!

You could avoid paying credit card interest until 2021! Check out our picks for top 0% APR credit cards if you want to pay off debt faster or defray the cost of a large purchase without paying an annual fee.

Best for: Paying off high interest credit cards, major purchases you expect to pay off in 12-18 months. These cards have the most generous 0% intro APR on balance transfers–and purchases, some with a full 15 billing cycles, saving you thousands in interest! 

Take advantage of the long 15 billing cycle 0% intro APR while it’s still around.

You can view our Top 10 Best 0% Credit Cards here

Best Cash Back Offers

Capital One® Quicksilver® Cash Rewards Credit Card

The Capital One® Quicksilver® Cash Rewards Credit Card  also takes a simple approach to cash back rewards. You earn 1.5% cash back on every purchase. There is no annual fee.

  • Everyday Rewards: 1.5% cash back on all purchases.
  • Bonus Rewards: One-time $150 cash bonus after you spend $500 on purchases within 3 months of approval
  • Annual Fee: None.
  • Extra Features: 0% APR on purchases and balance transfers for 15 months.

Best for: Earning 1.5% on everything. No category restrictions on this card, plus easy to earn $150 sign up bonus after spending just $500 in the first 3 months. And you’ll love 0% APR on purchases for 15 months AND no annual fee!

Learn how to apply here.

Wells Fargo Cash Wise Visa® Card

The Wells Fargo Cash Wise Visa® Card also pays 1.5% cash back on every purchase. It also offers a higher cash bonus of $150 for new cardmembers and a special 1.8% cash back rate on Google Pay™ or Apple Pay™ mobile wallet net purchases.

  • Everyday Rewards: Earn unlimited 1.5% cash rewards on everyday net purchases
  • Bonus Rewards: Earn $150 cash rewards bonus after spending $500 in net purchases in the first 3 months
  • Annual Fee: None.
  • Extra Features: Enjoy 1.8% cash rewards on Android Pay™ or Apple Pay™ digital wallet net purchases during the first 12 months from account opening.

Best for: If you regularly pay with Android Pay or Apply Pay. You’ll earn 1.8% cash back for the first 12 months when you pay with these digital wallets, then 1.5% cash back on all other purchases. If that isn’t enough, the card offers 0% APR on balance transfers and purchases for 15 months, with no annual fee. And the $150 cash bonus after spending $500 in the first 3 months isn’t hard to take either!

Learn how to apply here.

Blue Cash Preferred® Card from American Express

Last of the cash back cards on our list, but certainly not least, the Blue Cash Preferred® Card from American Express offers 6% cash back at U.S. supermarkets ($6,000 annual max spend); 3% cash back on gas and 1% cash back on all other purchases. It also offers a $250 welcome cash bonus when you spend $1,000 on the card in the first three months.

  • 6% cash back at U.S. supermarkets, on up to $6,000 per year in purchases
  • 6% cash back on select US streaming services (like Netflix, Hulu and others)
  • 3% cash back at U.S. gas stations
  • 3% cash back on ground transportation
  • 1% cash back on other purchases

Best for: Big families or small businesses. Earn 6% cash back on groceries and 3% on gas purchases, then 1% on all other purchases. You’ll also like the $250 statement credit after spending $1,000 in the first 3 months, as well as the 0% APR on purchases for the first 12 months.

Learn how to apply here.

Best Travel Rewards Card Offers

Capital One® Venture® Rewards Credit Card

This is the card with the most memorable commercials, but it’s also one of the best travel cards around today. It’s most valuable if you use the benefits for travel, when the miles are worth more. Here are the details:

  • Everyday Rewards: Earn unlimited 2X miles per dollar on every purchase, every day
  • Bonus Rewards: Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months of approval, equal to $500 in travel
  • Annual Fee: $0 intro annual fee for the first year; $95 after that
  • Extra Features: No foreign transaction fees.

Best for: If you plan on multiple hotel stays in 2019. Earn 10X miles at hotels through January, 2020! Then earn 2X miles on ALL purchases.  You’ll also get 50,000 miles–worth $500 in travel–after spending $3,000 in the first 3 months, plus no foreign transaction fees and no annual fee for the first year.

Learn how to apply here.

 

CompareLowRates has partnered with CardRatings for our coverage of credit card products. CompareLowRates and CardRatings may receive a commission from card issuers.